Welcome to the easiest way to buy, sell and hold bitcoin privately! Whether you have no prior experience with bitcoin, or are a hardened hodler, Peach has got you covered. Unlike with centralized exchanges, your bank doesn’t need to know you’re buying bitcoin. Buying peer-to-peer with Peach protects your personal data and allows you to choose the payment method you prefer; from online wallets like Revolut or PayPal to SEPA transfers and buying bitcoin for cash at your local meetup, we’ve got it all. The Peach app is your one-stop-shop for buying, selling, and holding bitcoin. No matter if you're looking to save for the future, or sell some bitcoin to pay your bills, this is the first and last app you’ll ever need.
Peach Bitcoin is a mobile-only, peer-to-peer Bitcoin exchange. Operating without KYC verification, it enables users to buy and sell Bitcoin directly with many payment methods, including bank transfers, online wallets, and cash. The platform is available in Europe, Latin America, and Africa.
Peach Bitcoin is a non-custodial platform, and the app stores user data locally on the device, and all communications are end-to-end encrypted. Trades are secured through a multi-signature escrow system, and users are rated based on their trading history to prevent fraud. While the platform does not require KYC, it adheres to Swiss regulations, with daily and annual trading limits for users.
No KYC: Peach explicitly states that no KYC is required for trades, ensuring user anonymity.
Non-Custodial: Peach does not hold user funds. BTC is held in a 2-of-2 multisig escrow, accessible only by the buyer or seller.
Encrypted Communication: All communication between buyers and sellers is end-to-end encrypted, with decryption keys only shared in disputes.
Trade Limits: Non-KYC trades are limited to CHF 1000/day and CHF 100,000/year. First two trades are capped at CHF 50.
Dispute Resolution: In disputes, Peach arbitrators can decrypt communications and resolve issues, with decisions being final and binding.
Account Suspension: Peach may suspend accounts for fraudulent behavior or policy violations, with hashed data stored to prevent account recreation.
Peach Bitcoin is a mobile application available for Android and iOS that directly connects buyers and sellers of Bitcoin. Its mission is to be a peer-to-peer (p2p) platform for stacking "sats" (satoshis), the smallest unit of Bitcoin. One of Peach Bitcoin's key features is that it does not require Know Your Customer (KYC) verification, making the process of buying and selling Bitcoin simple and easy.
Peach Bitcoin was founded in Switzerland, initially with a focus on the European market. The platform supports major European payment methods. Over time, Peach Bitcoin has gradually expanded its services to other countries worldwide, with a particular focus on Latin America and Africa.
Buying and Selling Bitcoin: Users can list their Bitcoin for sale or browse listings to buy Bitcoin directly from other users. Once they agree on a price, the transaction begins without delay.
Escrow System: Peach employs a secure 2 of 2 multi-signature escrow transaction system that assures the safety of all transactions for all parties. When making a sell offer, the seller sends the bitcoin to an address controlled by them and Peach: the bitcoin can only be moved from here if they and Peach both sign off on it.
Payment and Release of Bitcoin: The buyer sends the agreed fiat currency payment directly to the seller through the agreed-upon payment method. Once the seller confirms receipt of the payment, sats are released and moved to the buyer’s wallet in self-custody.
Dispute Resolution: Peach can step in as a mediator if a dispute arises between the buyer and seller. If the parties cannot resolve the dispute, Peach’s staff will intervene and try settling the issue. The process involves asking for proof of payment on the buyer side to ensure that everyone has done their part of the agreement.
Peach Bitcoin is a promising P2P exchange in the Bitcoin space. Its peer-to-peer transaction model and commitment to privacy and security set it apart from other centralised platforms. By facilitating Bitcoin transactions without the need for intermediaries or KYC compliance, Peach is democratizing access to Bitcoin. The user-friendly mobile app, range of payment options, and emphasis on the self-custody of Bitcoin make it an attractive choice for individuals interested in buying or selling Bitcoin. Despite being relatively new, Peach Bitcoin has received very positive reviews for its user experience and privacy prioritization. As the platform matures, it will be interesting to see how its business model evolves and how it continues to serve the needs of the Bitcoin community.
We’ve done the research to bring you our list of the best crypto apps of 2024, including the best apps to buy crypto, trade, exchange, and store crypto. In the fast-evolving landscape of digital finance, cryptocurrency has emerged as a transformative force, reshaping the way we think about money and investment. As we venture into 2024, the world of cryptocurrencies continues to capture the imagination of investors, tech enthusiasts, and financial innovators alike. With an ever-expanding array of cryptocurrencies and blockchain technologies, staying informed and effectively managing your digital assets has never been more crucial. To help you navigate this dynamic space, we present a comprehensive guide to the best crypto apps and exchanges of 2024.
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