MiniPay

Opera’s Celo-based MiniPay wallet has launched a new feature in partnership with payment infrastructure provider Noah, enabling global-to-local stablecoin payments. This collaboration aims to address the fragmented and inaccessible experience often associated with stablecoins, offering a fully non-custodial solution that connects global banking rails with local payment methods. Users of MiniPay will soon be able to create virtual USD and EUR accounts, allowing them to receive payments via ACH (Automated Clearing House) and SEPA (Single Euro Payments Area). These funds will be automatically converted into stablecoins such as USDT, USDC, or cUSD within the MiniPay wallet. Users can then spend these stablecoins or withdraw them in local currencies, all within the same app, retaining full control over their funds and transacting globally without intermediaries.

About:

MiniPay is the stablecoin wallet built for real life. Send, receive, and spend in seconds — with zero hidden fees.

Built on the Celo blockchain, MiniPay brings you a fast, easy-to-use wallet that works like your favorite apps — no complex setup, get started in seconds.

Whether you're sending money across borders, paying bills, or buying airtime, MiniPay makes digital money practical and accessible to anyone, anywhere.

Features:

Simple onboarding with no seed phrases and no crypto jargon – users sign up with a Google or iCloud account and phone number.

Instant, low-fee transfers: Dollar-valued stablecoins such as Tether’s USDT can be sent globally in under two seconds for less than $0.01. Users can furthermore swap for free between supported stablecoins thanks to the Pockets feature, developed in partnership with Mento Labs.

Microtransaction optimization: Designed for small-value peer-to-peer payments, starting from $0.10.

Real-world usability: MiniPay allows users to pay their bills (in selected countries), top up mobile data, purchase global eSIMs, shop, and donate – all directly through MiniPay’s integrated Mini Apps ecosystem. MiniPay is the best way to use stablecoins in the real world.

Global on/off ramps make it easy to move funds between stablecoins and local currencies from $1 and up via a wide network of partners, including Ramp, Transak, Binance, Unlimit, Yellow Card, Partna, Banxa, Fonbnk, Cashramp, and more.

Local payment options: MiniPay supports local payment options – from bank transfers and mobile money to voucher-based systems – allowing users to interact with their digital dollars in familiar ways. 

Highlights:

Instant Transfers: Send funds digitally to anyone worldwide in seconds, not days.

Localized Cash-in-Cash-out: Easily send and withdraw into over 35 local currencies and local payment methods like Google Pay, Card, bank transfer, mobile money using our selected partners. (Note: All fiat exchanges are performed by our partners; coverage and restrictions may apply.)

User-Controlled Security: You own your keys and your funds—full control, every time.

Everyday Use: Pay local bills in Kenya, Ghana, Nigeria, South Africa, Malawi, Tanzania more from abroad using one of our integrated partners.

Spend Stablecoins: Buy Amazon, iTunes, steam giftcards and eSIMs, buy airtime and data.

Notes:

MiniPay is a non-custodial wallet supporting CELO blockchain stablecoins and offered by Blueboard Limited. We do not provide investment or financial advice of any kind. We do not offer exchange services or any other services related to buying or selling assets. Services related to buying or selling crypto assets are provided by third parties under their own terms. If you choose to use a third-party service to acquire crypto assets, you should know that investing in crypto assets, as well as investments and lending linked to crypto assets, involves significant risk. When investing in crypto assets, you risk losing your entire investment. Please consider whether trading and owning crypto assets is appropriate for your financial situation.