Afterpay: Shop Smarter

Upgrade your shopping experience with Afterpay: a revolutionary app that allows you to acquire what you need now and spread the cost over four equal, interest-free payments over a span of 6 weeks. This flexible payment option caters to your financial comfort, offering a delightful alternative to paying for goods in full upfront.Getting started with this service is effortless—set up your account swiftly and receive an instant approval decision, putting you on a fast track to responsible financial management. With initial spend limits around $600, which may increase alongside your timely payment history, you have the freedom to shop responsibly within your means.The platform opens the door to a wide array of shopping categories, whether you’re eyeing fashion, travel, medical services, automotive needs, or entertainment. You're not confined to online transactions—the service is also welcomed in numerous brick-and-mortar locations across the country, ensuring your in-store purchases are just as convenient.This innovative payment method functions as a shopping assistant tailored to your preferences. Engage in a seamless search for desired items, curate wishlists, and calculate your expenditures, all while enjoying the best deals from top-tier brands. Budgeting and managing purchases are made simple through clear visibility of your spending limits, order details, and upcoming payment schedules and amounts.Embrace the power to make informed purchase decisions and maintain your budget with the user-friendly platform. Beyond just a way to pay, it's an ally in smart shopping, enabling you to enjoy life's offerings responsibly and flexibly.

Features:

Interest free payment: With AfterPay, you can pay the purchase fee in 4 installments without additional fees, saving money.

Payment flexibility: You can now purchase anything you want and pay within 6 weeks, which allows you to better manage your expenses.

Free and easy membership: Creating an AfterPay account is quick and easy, you only need to be over 18 years old and provide some personal information.

In store payment: With the AfterPay application, you can easily shop in person at nearby stores.

Secure Payment: The AfterPay application ensures the security of your transactions, allowing you to shop with peace of mind.

Exclusive offers and content: By using the AfterPay app, you can access exclusive deals, fashion trends, and the best editing choices to help you make purchases.

Highlights:

Fast and free to join: Set up an Afterpay account in minutes with our instant approval decision.

Afterpay where you wouldn’t believe: Pay in 4 for fashion, travel, health and wellness, automotive, entertainment and so much more. Find it. Afterpay it.

Tap and pay in-store: Download the app to get the Afterpay card, add it to your digital wallet and shop in-person at stores near you.

Check out with confidence: With our simple and secure checkout you can shop conveniently while ensuring the safety of your transactions.

Stay on top of your spending: Manage your account with ease. Track your payments, check available spend limits, and make early payments – all in one place.

Pay for Gift Cards in 4 instalments: Eligible customers can buy the perfect gift for friends and family at stores like Woolworths, Amazon, PlayStation, UberEats, Bunnings, and 100s more.

Access 24/7 support: We've got your back around the clock. Our friendly support team is here to assist you whenever you need it.

App-exclusive deals & content: Discover what's trending, get insights into our editors' top picks, wishlist, calculate your budget, and find the best deals all in the app.

My refund amount is different to what I was expecting. Why?

When a refund is processed by the merchant, you will receive an email from us which will give you a breakdown of the refund. This email will detail the amount that has been refunded, and the adjustments that have been made to your payments as a result. Your refund will be applied starting with your final payment and working backwards to earlier payments.

If you are concerned that a refund has not been processed correctly, the first thing to check is that the amount that has been refunded in your Afterpay refund confirmation email matches the amount that has been refunded in the merchants refund confirmation email.

If the amount is the same, we would recommend reaching out to the merchant, as Afterpay has correctly applied the refund amount that the merchant has processed.

If the amounts are different, get in touch with us so we can investigate what has happened. Please include a screenshot of the email from the merchant!

If payments were still owed on the order, your remaining payments have likely been adjusted or canceled.

Let's have a look at this example:

Sam's order total was $500.40. She returned an item that was to the value of $143.10.

Sam still had two payments left on this order when the refund was processed.

Her final payment had been cancelled, and the third instalment was reduced to $107.10 to reflect the refund.

In this case, Sam will not be receiving a refund to her bank card, but the order has been correctly adjusted. If Sam had paid off the whole order, she would have received a refund of $143.10 back to her card.

The refund back to your card has been processed in instalments, not a lump sum.

When a refund to your card is owed, it is not refunded to you in a lump sum. The refund will be sent back to the card that was used to pay for the individual instalments. So the way the order was paid for will be the way that it will be refunded, starting from your final payment and working backwards.

Let's have a look at another example:

In this case, John's original order total was $57.27. John had paid off all of the repayments for this order, and a refund of $15 was processed by the merchant.

John will receive a total back to his card of $15. His final payment of $14.31 has been refunded, and a separate amount of $0.69 has been refunded from his third instalment.

Both of these amounts equal $15. The money will be returned within 10 business days to the card that John used to make each payment.

You were expecting a full refund, but the merchant has not refunded the full amount.

For example, your order value was $80,  but the merchant only processed a refund of $70, leaving a difference of $10.

Often, this $10 amount could be a non-refundable shipping fee that the merchant has charged, but it is best to reach out to the merchant to clarify why they have not refunded that $10 amount.

Final words:

Shop, save and pay in a whole new way, with Afterpay – the ultimate shopping app for seamless and interest-free payments. Afterpay makes it easy to shop from your favourite brands, while enjoying the flexibility of buy now, pay later. Pay it in 4, interest-free. Get what you want now and pay over 6 weeks. Free and simple to join. Set up an account in minutes. You must be over the age of 18, provide some personal information, and link a valid debit or credit card to your account during the process. Credit checks are required for New Zealand customers. Afterpay where you wouldn’t believe. Pay in 4 for fashion, travel, health and wellness, automotive, entertainment and so much more. Find it. Afterpay it. Tap and pay in-store. Download the app to get the Afterpay card, add it to your digital wallet and shop in-person at stores near you. Check out with confidence. With our simple and secure checkout you can shop conveniently while ensuring the safety of your transactions. Stay on top of your spending. Manage your account with ease. Track your payments, check available spend limits, and make early payments – all in one place. Pay for Gift Cards in 4 instalments. Eligible customers can buy the perfect gift for friends and family at stores like Woolworths, Amazon, PlayStation, UberEats, Bunnings, and 100s more. Access 24/7 support. We've got your back around the clock. Our friendly support team is here to assist you whenever you need it. App-exclusive deals & content. Discover what's trending, get insights into our editors' top picks, wishlist, calculate your budget, and find the best deals all in the app. Choose from a diverse marketplace, and unlock Afterpay at top brands, including JB hifi, Kmart, AliExpress, eBay, ASOS, and more. Download the Afterpay app now and elevate your shopping experience. Join millions who shop smarter, pay better, and enjoy all the perks of Afterpay.