Location: Xiaohei > Apps > Tools > Olyv (SmartCoin) Personal Loan

Olyv (SmartCoin) Personal Loan

Olyv (SmartCoin) Personal Loan
Introduction

Olyv is a unique, all-in-one financial management utility. Download the latest version for free to start creating a fast, golden financial plan for your life. Olyv has become the go-to app for managing your finances. This app offers a seamless, fast, and convenient process for applying for personal loans, bypassing the tedious banking process. Olyv provides users with comprehensive, intelligent tools to efficiently manage loans, credit health, savings, and more. Join Olyv and achieve remarkable financial success and find quick solutions for your finances!

Credit Health

A.) Credit Score

Automatic monthly credit score refresh via WhatsApp updates

In-depth credit insights

B.) Fraud Prevention

Proactive fraud alerts

Monthly WhatsApp updates

C.) Loan Management System (LMS)

Proactive aggregation and credit monitoring

Monitor payments and balances

Monthly active credit updates and insights

Digital Gold Savings

Regular savings as low as ₹10*, secure and guaranteed

No storage fees

24K 99.9% pure gold

24x7 redemption options

Olyv (SmartCoin) Personal Loan

Outstanding Function 

Instant personal loans up to Rs 5 lakh

Trusted by approximately 300 million Indians

Reserve Bank of India registered lender

100% digital loan application process

No collateral or paperwork required

Term: Minimum repayment period is 2 months, maximum repayment period is

Repayment period – 24 months

Flexible installment (EMI) and interest, starting at 1.5% per month

Annual interest rate range – 30% to 90%

Example (hypothetical scenario)

Loan amount: ₹65,000

Processing fee (3% of loan amount, including 18% GST): ₹2,301

Total loan amount: ₹67,301

Interest: 3% per month

Tenure: 9 months

 Your EMI: ₹8,349

Total amount payable: ₹8,349 x 9 = ₹ 75,132

Total interest paid: ₹75,132 - ₹67,301 = ₹7,831

Total loan cost: ₹7,831 + ₹2,301 = ₹10,132

Annual Percentage Rate (APR): 28.58%

Olyv (SmartCoin) Personal Loan

Why choose Olyv for personal loans

Flexible loan amounts

Quick approval

Competitive interest rates

No hidden fees

How to Apply for a Personal Loan

Step 1 Apply Online

Download the Olyv app, register with some personal information, and select your preferred lender.

Step 2 Document Submission

Upload the necessary documents, such as proof of identity, address, and income.

Step 3  Approval and Disbursement

Once approved, the loan amount will be quickly deposited into your bank account.

Olyv (SmartCoin) Personal Loan

User's Comments

The most catchy feature of this app is discounts for first time use with offers. I used & availed a discount. Olyv is one of the beneficial apps for online loans as it not only provides the lowest emi as well as a low interest rate. I applied for loan at bank as I had good credit score but they had a huge list of docs to be submitted & most importantly, I had to visit the bank once for it, which was not possible due to hectic office hours. Customer support is also prompt, based on my experience.

Olyv is a reliable option when it comes to repeat loans. It has transformed the way a user can access credit, especially when u r in urgent need. Thanks to the best UI they have, as well as the notifications they send from time to time. My last loan was closed almost 1 yr ago & I used to get a notification sms that i was already eligible for the next loan. When i applied for this then the only thing i updated was my bank statement, the rest was already with them & got the amount in just 24 hrs.

This app shines with its great user support system, always setting a high standard of prompt service. Very well trained staff with gr8 skills to identify the real issue a user is facing. While applying for my 3rd loan, I was unable to upload my bank records. It failed so many times that I almost gave up, but when I sent my query over WhatsApp, they mentioned that I'm uploading only 5 months' statements, as 5 months ago i joined a new company, so I have only 5 M records but now it is done. Thanks

Final Verdict

Olyv is India's #1 app for fast, 100% digital loans, making it easy to manage your finances. Our seamless process allows you to transfer your loan directly to your bank account in minutes, with no paperwork required! Plus, you can track your credit score, protect yourself from fraud, and view loan and credit summaries for free, so you can stay on top of your credit. You can also get personalized credit health insights and tips to improve your credit. Start investing with as little as 10 rupees with Olyv's Digital Gold Savings feature—safe, secure, and always available.

Screenshots
Related topics
recommended digital currency apps for 2024

We’ve done the research to bring you our list of the best crypto apps of 2024, including the best apps to buy crypto, trade, exchange, and store crypto. In the fast-evolving landscape of digital finance, cryptocurrency has emerged as a transformative force, reshaping the way we think about money and investment. As we venture into 2024, the world of cryptocurrencies continues to capture the imagination of investors, tech enthusiasts, and financial innovators alike. With an ever-expanding array of cryptocurrencies and blockchain technologies, staying informed and effectively managing your digital assets has never been more crucial. To help you navigate this dynamic space, we present a comprehensive guide to the best crypto apps and exchanges of 2024.

Work hard to earn money.

Money may not be everything, but it is undeniably crucial in life. This well-known saying resonates deeply with many, often striking a chord because of its painful truth. The reality is, in order to achieve our dreams and aspirations, financial stability often becomes a necessity. Whether it's pursuing a passion, starting a business, or simply living comfortably, money plays a pivotal role in making these goals attainable. So, what's the solution? The only path forward is to dedicate ourselves to hard work and earn the money needed to fulfill our dreams. Through perseverance, determination, and effort, we can overcome financial obstacles and pave the way toward a brighter future.

Digital currency exchange

Digital currency exchanges, commonly referred to as cryptocurrency exchanges, are online platforms that enable users to buy, sell, and trade digital assets. These exchanges support transactions between different cryptocurrencies (e.g., Bitcoin for Ethereum) as well as conversions between cryptocurrencies and traditional fiat currencies like the US Dollar (USD), Euro (EUR), or Chinese Yuan (CNY). Beyond facilitating trades, these platforms play a crucial role in bridging the gap between conventional financial systems and the emerging decentralized digital economy. They provide essential services such as liquidity, price discovery, and secure transaction processing, making them a cornerstone of the modern crypto ecosystem.

Latest Topics

About us | Contact us | Privacy policy| DMCA

Copyright © 2025 Xiaohei All rights reserved.