PagBank

PagBank will bring users a brand-new payment method, enabling them to send payments to different customers without transaction fees. Cross-border transfers and payments can be completed in just minutes, meeting users' personalized needs. The software places great emphasis on user account security, complying with local financial regulations and employing advanced protection technologies to safeguard user accounts and information, ensuring user peace of mind. The software supports various payment applications and can run on the vast majority of devices.

Features of PagBank:

Digital Account for Businesses: Get a free and 100% digital account for your business with yields that are higher than savings accounts.Ideal for entrepreneurs seeking daily convenience with unlimited TEDs and Pix, bill payments and taxes, business management, free account card, and much more.In addition to the account, we have the most comprehensive range of card machines and management applications so that your company can keep selling and growing even more.

Investments: If you have a goal you want to achieve, whether it's a house, car, travel, or an emergency fund to help you in tight situations, this is the best place to invest!We have CDBs that yield more than double the savings account with daily liquidity, treasury bonds, investment funds with cashback, stocks, and many more options available for both individuals and businesses!If you invest in CDBs, you get an international credit card with no credit check or annual fee. The amount you invest becomes your credit limit. If you invested R$1,000, you get an R$1,000 limit.Through the app, you can access suggested portfolios, portfolios based on investor profiles, and consume content related to financial education to help you make informed decisions about the best investment for your goals.We have many options for those who want to invest in their dreams! Start today with options starting from R$1.00!

Rentier Account: The Rentier Account is the fully free and comprehensive digital account from PagBank.With this account, your money yields more than double the savings account with safety, guarantee, and simplicity.There, your money earns 100% of CDI without you having to do anything! Just keep the money in the account for 30 days, and it starts to grow.By saving from R$300, you have access to a credit card without a credit check. And this limit is defined by you: the more money you reserve in the account, the higher the limit on the card you'll have!

Functions of PagBank:

PagSeguro’s Payout enables companies to send as many payouts as their business needs in a simple and effortless way, whether it is a batch of several payouts or a single one.

Local partners or service providers can easily receive their money within minutes after the request is made, directly at any financial institution through Pix or at their PagBank free digital account in Brazil, or to Nequi and Daviplata e-wallets via PSE in Colombia.

Our payout model is fully integrated with PagBank's ecosystem in Brazil to send funds to recipients without intermediaries, and PSE in Colombia for smooth instant transfers. That means a cost-effective operation for the merchant and no bureaucracies of traditional banks for their recipients. Our merchants are also free from traditional international bank fees, with no additional costs to their payees.

Merchants who do not have the possibility or do not want to integrate via API can also use our solution. The requests can be done using our dashboard, My Account, in a very simple and practical way. For companies who want to integrate with us, the requests can also be sent via API.

We have 20 years of experience in Latin America and are expert in handling bureaucratic procedures of cross-border transfers, including conversions, fees, and compliance requirements. That is why merchants can trust PagSeguro to handle these complexities and remove any obstacles to international payments, enabling them to get the best of payments in the region.

Conclusion:

Change the way your company pays service providers with a Payout solution like no other. With no traditional banking fees, total transparency, no integration required, and a high level of compliance, PagSeguro’s Payout transfers are cleared in minutes directly in local currency, for Brazil and Colombia.